And the story of how we got it.
Yep, we are officially homeowners now! We closed today, May 10th and will spend the weekend and next week preparing the house for move-in. The movers come next Friday the 18th and we can’t wait!
But let’s back up a little and talk about how we got here.
Last July when it was time to renew our apartment’s lease we knew we weren’t ready to buy a house yet. We briefly debated about moving out of the apartment and into a rental house, but quickly decided we would stay another year. {Our first lease was 14 months from May 2010 to July 2011 and we renewed for 10 months from August 2011 to May 2012, for a total of two years}. But we knew when it came time to renew again that we would be ready to move out and into a house.
So when did the house search begin? I guess we started talking about our wish list of requirements as soon as we made the decision to move after our lease expired, so last July. But we didn’t really get serious until January this year. For anyone who is interested, here is our wish list separated between what we’d like in a house we owned versus what we’d like in a house we rented.
House to Buy Wish List
- 3+ bedrooms
- 2+ baths
- central heat/air
- fenced in/fence-able yard
- open floor plan & big kitchen
- garage/carport
- back patio
- hardwood preferred in main living space
- lots of windows
- separate tub & shower in master bath
- separate closets or large walk-in
- brick/mainly brick exterior
- in a neighborhood (not on main roads)
- sidewalks
- near a park or walking trail
- 20 minutes from our offices (preferably no interstate driving on the commute)
- East Memphis (north of Poplar, east of Highland)
- Germantown
- Collierville (Wolf River/Shelton, near Johnson Park)
House to Rent Wish List
- 2+ bedrooms
- 2+ baths
- fenced in backyard preferred
- central heat/air
- big kitchen
- same locations as “to buy” list, but also open to Midtown (willing to commute a little further if we are just renting since it would be easier to move if we hated it).
- Single residence/townhouse/condo
- Park or sidewalks
We also preferred an older home with lots of charm as opposed to newer construction. So we registered on zillow.com and started saving houses to our favorites to get an idea of what was out in the market, and in our price range. The more we searched for homes, the more we realized we really wanted to purchase a home instead of rent so that we could really make it our own. But the thought of making such a huge decision was pretty intimidating and we were nervous to make a commitment.
We spent a lot of time talking about the pros and cons of renting a home versus buying one, and prayed that God would lead us in the direction of His plan. Through this process it became pretty clear that we were ready to own our own home, and even though we were still nervous about making such a huge decision, we were excited!
Once we made the decision to buy, we edited our Zillow account to reflect only the homes listed for sale. And once we had a pretty sizable list of houses in each of the areas on our wish list, we contacted my grandparents {who are real estate agents—they work for Kaizen Realty if you are searching for homes in the MidSouth} to set up some showings. And so the hunt began in late January this year!
We looked at 3-4 houses in Germantown and concentrated the rest of our search in East Memphis in the Highpoint neighborhood as well as neighborhoods around White Station and Walnut Grove. After just two Saturdays of looking, we were quickly discovering our number one location was in the White Station area and number two was in Highpoint.
We loved different things about each area. In the White Station area homes are built between the mid 1950s-early 1970s. They are typically ranch style homes, in a great school district {for one day in the future when this matters to us as a family or potential buyers when we’re ready to sell}, and really convenient to our offices and the places we like to hang out.
In the Highpoint neighborhood homes are as old as the late 1920s and more of a bungalow style, but most have been renovated with new kitchens and bathrooms and refinished hardwood floors. The area has its own corner market, pizza place, and other local businesses within walking distance. It seems to be a really close-knit community but is further from our offices and the area of town we typically hang out in.
So now that we had two really great locations, we started a list of houses that we loved in each of them. We tried to always keep no more than 3-4 homes on our favorite list at all times so we wouldn’t fall into the trap of trying to combine what we loved about one house into something we loved about another. {That tip can be attributed to my grandparents. They are wise. Give them a call if you need a realtor!}
Once we had these 3-4 homes we began talking about what was most important to us. For me, it was always the number of rooms and the location {good neighborhood, convenient, 3 bedrooms, 2 baths, and an overall good flow of the house}. For Calvin, it was more of the home’s style and upgrades as well as the location {but the neighborhood and surrounding area’s amenities outweighed convenience for him}. So can you see what happened? Yep, I was falling hard for a house in the White Station area while he couldn’t get his mind off of one in Highpoint.
While we both loved each of the other’s first picks, and ultimately agreed that our number one house was the one in the White Station area, when it came down to ranking the rest, we had problems. I loved another one in the same area, while he was pushing hard for our favorite in Highpoint. But thankfully, since our number one favorite was the same, we were able to agree and move forward while still keeping each of our number two picks on the list as numbers two and three.
Once we had our list of the top three, we continued to look at houses in our two favorite neighborhoods just to be sure we explored all our options. We took our time and didn’t look every weekend, and while some houses we saw seemed to make their way on our list, none of them ever took the number one spot.
By this point it was mid-March and we felt comfortable with the fact that our number one favorite was still just that, and it was still on the market with no offers. So on March 17th we worked with my grandparents to prepare an offer and sent it to the seller’s agent. And then the waiting and negotiating game began.
This was definitely the most difficult part of the process. The seller no longer lived in the house and it had been on the market for over a year, so when we submitted our offer we were very hopeful. But when he responded with his first counter-offer, we quickly realized this was going to be much more difficult than we thought.
We went back and forth with him for over two weeks before we were finally able to reach an agreement. At one point when we hadn’t heard from him in five or six days, we went back out to look at a couple newly listed houses because we were sure he had enough and was going to decline our latest counter-offer.
But just a few days after we went to look at more houses, we got a call from my grandparents saying he had countered back and they thought it was something we would be happy to sign. We quickly checked our email to review the offer, squealed, did a little happy dance, and called my grandparents back to ask if we could come over to sign it!
And so we did!
We were ecstatic, but tried not to get ahead of ourselves since we still had to have the home inspection and the option to walk-away from the deal if we couldn’t reach an agreement about any necessary repairs.
We scheduled the home inspection in early April and were a little disappointed about a few things, but overall still very happy and hopeful that the seller would work with us to fix the main issues. So we sent a list of the things we would like him to repair and waited some more for his response.
And then things got pretty crazy. It can be summed up like this: we wanted three main things fixed, the seller was willing to pay for repairs but capped it at an amount we knew they would exceed, we couldn’t afford to cover everything but didn’t want to lose the house, there were lots of emails being sent and received {some not so professional}, and then suddenly {and miraculously} the seller agreed to what we had asked!
We were overjoyed and praised God for how evident He was through the entire situation. There were many times throughout this whole process that we could’ve lost the house, but each and every one of them all worked out favorably for us—and that can only be because of God’s providence. Praise Him!
Things have been pretty crazy the past few weeks trying to get all the details finalized before our closing date. There are so many people to communicate with, get forms to, appointments to make, and on and on. It takes a lot of people to buy a house! But we are thrilled that the day is finally here and we are homeowners!
And now that the cat is out of the bag, can we just talk about how much packing sucks? Especially when you’re packing a tiny two bedroom, third floor apartment. So that’s what we’ll be doing for the next week and then the movers come Friday the 18th.
We are blessed and God is so good. Thanks for reading about our journey; we’re so excited to finally be able to share it!















































